1. Registration
- After coming on the dharmacorporate.com home page, the user/customer will click on "Apply for Personal Loan" or “Apply for Business Loan”.
- The user/customer will register using their bank registered name and mobile number.
- If the customer is already registered, they can click on the Login option and login with their credentials.
- If the customer wants to calculate loan EMI and get its details then they can click on the Loan Calculator. After that, they have to click on “Apply Now”.
2. Check Eligibility
- The customer will fill up the given details such as CIBIL score, city, loan purpose, income, and monthly EMI (in case of an existing loan). Then click on “Check Eligibility”.
- Our automated system will display the eligibility based on the customer details and income. Note: The pre-approval will be shown based only on the customer details, it will not be the final approval.
- Now after checking the eligibility, the customer will select the tenure and EMI and then click on “Get Offer”.
3. Buy Membership Card
- Our portal will show you the membership card with customer name with unique code. Click on Buy Now for getting a loan offer and membership card.
- The customer will enter their phone number and email-id; then click on Proceed.
- In the next step, the portal will show you multiple payment options. The customer can pay with any suitable payment option from there.
- The customer can avail several benefits of the membership card. The customer can check the benefits of the membership card on the dharmacorporate.com website.
4. Submit Documents
- After successful payment, the customer will receive a receipt and password on their email id.
- The customer will get a call from the login department in 24-48 hours after payment for document verification.
- Customer has to submit their documents within 3 days through the provided WhatsApp number or their customer portal.
- Document verification is compulsory as our company is not able to process the loan without it
5. Bank Verification
- NBFC Banks will verify the customer's profile as per their rules and criteria.
- Customer's documents will be verified by the NBFC Bank as per their terms and rules.
6. Bank Sanction
- Bank Sanction directly depends on the customer's profile and bank criteria & rules and regulations.
- The final decision on loan sanction, approval, and disbursement will depend on the banks as per their rules and regulations.
You can check all the company Terms & Conditions here: https://dharmacorporate.com/terms-conditions